Specialty Accounts

We Are Specialists in IOLTA, IRA, Trust & Non-Profit Accounts

We don’t take the common blanket approach to banking.

As specialists, our bankers have expertise in some additional unique product types that many other banks do not serve.

Interest on Lawyer Trust Accounts (IOLTA) Checking

An IOLTA account is a pooled, interest bearing business checking account for the deposit of client funds.  The account automatically pays all interest earned to the Lawyers Trust Fund on a monthly basis.

  • Meets State of Illinois Lawyers Trust (IOLTA) requirements
  • Free full suite of premier online & mobile banking services
  • Peace of mind working with a bank registered with the Lawyers Trust Fund of Illinois to establish and maintain IOLTA accounts

Trust Checking & Savings Accounts

Our bankers have the knowledge and experience to handle all your trust checking and savings account needs.

  • Revocable and Irrevocable Trusts
  • Charitable Trusts
  • Special Needs Trusts
  • Life Insurance Trusts

Self Directed IRA Checking & Savings Accounts

A Self-Directed IRA (SDIRA) provides the same tax advantages and are subject to the same eligibility requirements as standard IRAs, but they have two key differences. They provide you with the ability to invest in alternative assets and give you checkbook-control

  • Ability to write checks, order cashier’s checks or process wire transfers to fund your investments
  • Free suite of premier online & mobile banking tools

Nonprofit Accounts

Your organization has a mission. Let us help you achieve it with an account specifically designed for Chicago area non-profit organizations.

We Support:

  • Church and religious organizations
  • State and local municipalities
  • Private and educational foundations
  • Other charitable organizations authorized under IRC 501 (c)(3)

Online Banking

Deposit, send, and receive money seamlessly with online and mobile banking

Get the online and mobile banking tools you need to manage your accounts.

Bank branches are a place you shouldn’t have to visit to manage the daily activities of your accounts. At Grand Ridge, you’ll have access to everything you need to use your checking account without ever stepping foot in the bank.

  • Zelle®
  • BillPay
  • Mobile App
  • Remote Deposit
  • Bank-to-Bank Transfers
  • Global ATM network

Banking is easier with Grand Ridge National Bank.

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Help & Support

Have a question? Get an answer from a human right away.

Communicate with us the way you want.

Never get stuck on hold with a rep who can’t actually help you again. Our expert team of support members work in-house. Need something fixed? We can do it in real-time. Need some advice? We’re experienced.

You deserve sophisticated support when you need it.

Learn more about support

Open a specialty account that works for you.

And get a team that works for you, too. You deserve a boutique banking experience.

Open an Account