State of the art fraud protection services offered by Grand Ridge National Bank help protect you and your business. Your account and financial security is our shared responsibility so we highly encourage business owners to take advantage of the services offered.
Positive Pay - Check Fraud Detection
Check fraud impacts businesses both large and small. A positive pay system is a powerful transaction management system that helps detect fraudulent payments by comparing them to files imported with issued check information. Checks presented for payment are automatically compared to those issued by the business. Any check not on the issued check list is sent to you as an exception for examination giving you the ability to pay or return the payment.
Security Tokens for Internet Banking
Security tokens offer dual factor authentication into business online and mobile banking. The tokens are best for businesses using online ACH and wire transfer services. Tokens produce one-time passcodes that are generated through a secure application – not texted or emailed to potentially compromised numbers or accounts.
Lockbox – Secure Your Incoming Payments with Remote Check Collection
A lockbox is a safe holding location rented by your business to collect payments on your behalf. Lockbox services are offered to ease the ebs and flows of business transactions and speed up and secure the collection and processing of account receivables.
Armored Car Services for Cash Intensive Businesses
Have a highly cash intensive business like a restaurant, gas station or hair/nail salon? Don’t take chances with your cash deposits or cash management. By choosing our armored truck transport and virtual vault, you can rest assured knowing your cash transportation is safe and your bookkeeping is up to date.
Grand Ridge National Bank offers all its customers customized real-time text, email, and push notification alerts so that you can stay on top of your finances and be alerted immediately if there was a fraud attempt on your account.
Debit Card Controls
Use Grand Ridge National’s debit card controls service to protect your card at all times. Card Valet can be downloaded from the Apple or Google store. Card Valet is a single place to get, use, and manage cards, empowering you to control how, when, and where the card can be used. If your card is ever lost or stolen. No need to call us – just turn the card “Off” using the Card Valet mobile app.