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Privacy Policy

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Rev. 10/2023

FACTS

WHAT DOES GRAND RIDGE NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number and Employment Information
  • Account Balances and Account Transactions
  • Payment History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Grand Ridge National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Grand Ridge National Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
To offer our products and services to you
Yes No
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes –information about your transactions and experiences No We do not share
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For non-affiliates to market to you No We do not share

Questions?

Call 815-249-6414 or go to www.grnbank.com

 

Who we are

Who is providing this notice? Grand Ridge National Bank

What we do

How does Grand Ridge National Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
How does Grand Ridge National Bank
collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your income information
  • Deposit money or provide employment information
  • Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Premier Commerce Bancorp.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Grand Ridge National Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Grand Ridge National Bank does not jointly market.

Other important information