Terms of Service

Web Site Terms of Use

These Terms of Use set forth the terms and conditions that apply to your use of the Grand Ridge National Bank website. Please read them carefully. By accessing this Web site, you agree to be bound by the terms and conditions below and changes which are periodically made without notice to the information contained in this site. The changes will be made by posting the most recent version to this site. If at any time, you do not agree to all the terms and conditions, do not access this site or any of its pages. You are authorized to view the information available on the Web site for your informational purposes only, and this information is not transferable to any other person or entity.


All users may not be eligible for every product and service offered by Grand Ridge National Bank. Your eligibility for particular products and services is subject to final determination by the Bank. The information on our Web site is not intended to provide you with legal, tax or financial advice. You should contact your legal, tax or financial counsel for that advice.

Use of this web site is governed by all applicable Federal laws of the United States of America, international treaties, and the laws of the State of Illinois.

Links to Third-Party Websites

Grand Ridge National Bank may provide hyperlinks to third party Web sites as a convenience to users of the Web Site. Grand Ridge National Bank does not control third party Web sites and is not responsible for the contents of any linked-to third party Web sites or any hyperlink in a linked-to Web site. No hyperlink found on this Web site to any third party Web site constitutes or implies an endorsement, recommendation or approval by Grand Ridge National Bank of the Web site linked or the products or services described there. Such third party sites may have a privacy policy or terms of use policy different from that of Grand Ridge National Bank and the third party site may provide less security than the Grand Ridge National Bank web site. Grand Ridge National Bank has no liability to any individual or entity for the content available through such hyperlinks.

Accuracy of Content and Materials; No Representations or Warranties

Although Grand Ridge National Bank routinely provides timely and accurate information which is believed to be reliable, Grand Ridge National Bank does not warrant that the content of this Web site is accurate, complete or timely.

Grand Ridge National Bank makes no representations or warranties with respect to any information, materials and graphics on its Web site. Such information, materials and graphics are provided on a strictly as is basis, without any warranty or condition of any kind, either express or implied, including all implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy or completeness.

Limitation of Liability

Under no circumstances will Grand Ridge National Bank or its agents be liable under any theory of recovery, at law or in equity, for any damages, including, without limitation, special, direct, incidental, consequential or punitive (including, but not limited to, loss of use or lost profits) arising out of, or any manner connected with, the use of information or services, or the failure to provide information or services from its Web site.

Email Submissions and Messages

Information submitted to Grand Ridge National Bank through this Web site is deemed to be the property of Grand Ridge National Bank and shall be free to use, for any purpose, the submission itself or any ideas, concepts or techniques contained in the submission from any visitor to this Web site or provided to Grand Ridge National Bank through this Web site. Grand Ridge National Bank shall not be subject to any obligations of confidentiality regarding submitted information except as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Grand Ridge National Bank responsibilities and obligations to customers in accordance with the Grand Ridge National Bank Privacy Policy.

Messages that you send to Grand Ridge National Bank by email may not be secure. We request that you not send any confidential information to us by email. If you choose to send confidential information to Grand Ridge National Bank via e-mail, you accept the risk that a third party may intercept this information. Except as specifically agreed by us or required by law, we will not be responsible for any obligations of confidentiality or liability for losses or damages incurred as a result of confidential information you submit to us over the Internet.

Be aware that a “receipt” acknowledgment on an electronic mail message means only that the message has been routed into the Internet, not that the message has been received by us.

Changes to These Terms of Use

Grand Ridge National Bank reserves the right to change these Terms of Use at any time without notice or notification by posting revised Terms of Use at this Web site. You can send an e-mail to Grand Ridge National Bank with any questions relating to these Terms of Use by selecting Contact at the top of this page.